Nicole Gabbard
Loan Officer
NMLS# 1897663
Nicole Gabbard is passionate about helping people achieve homeownership with confidence. She began her mortgage career with NACA, the nation’s largest HUD-certified housing counseling agency, where she worked with buyers to improve their credit and financial readiness so they could qualify for a mortgage. That experience shaped her belief that everyone deserves clear guidance and someone who will take the time to educate them along the way.
Since joining Fairway in 2022, Nicole has become known for her patience, responsiveness, and ability to make the mortgage process easy to understand. Clients consistently praise her for explaining financing options in plain language, answering questions thoroughly, and helping them feel comfortable every step of the way. One client summed it up perfectly: “You were the only mortgage professional who took the time to explain the terms and scenarios I didn’t understand.”
Whether you’re purchasing your first home or your forever home, Nicole is dedicated to making the financing process as smooth, transparent, and stress-free as possible.